Look ahead: Checking | Savings | CDs | Commercial Lending | Business Real Estate
Card Services | Entrepreneur Banking
Business Checking
- $100 Minimum Opening Deposit
- $10 monthly service charge waived by maintaining a $500 daily account balance
- Convenience of Online & Mobile Banking
- Debit Card Available
- Account Limitations: Check writing limited to 25 checks per month
- Refer to Fee Schedule for product fees and charges
- $2,000 Minimum Opening Deposit
- $15 monthly service charge waived by maintaining a $2,000 average daily account balance
- Convenience of Online & Mobile Banking
- Debit Card Available
- Competitive Interest Rate
- No account limitations
- Refer to Fee Schedule for product fees and charges
- $100 Minimum Opening Deposit
- No monthly service charge
- Convenience of Online & Mobile Banking
- Debit Card Available
- No account limitations
- Refer to Fee Schedule for product fees and charges
- $1000 Minimum Opening Deposit
- $5 monthly service charge waived by maintaining a $1000 average daily account balance
- Convenience of Online & Mobile Banking
- Debit Card Available
- Competitive Interest Rate
- No account limitations
- Refer to Fee Schedule for product fees and charges
Business Savings
- 100 Minimum Opening Deposit
- $10 service charge waived by maintaining a $100 daily account balance
- Convenience of Online & Mobile Banking
- Competitive Interest Rates
- Account Limitations: Limited to 6 withdrawals per month
- Refer to Fee Schedule for product fees and charges
- $25,000 Minimum Opening Deposit
- $20 monthly service charge waived by maintaining a $25,000 average daily account balance
- Convenience of Online & Mobile Banking
- Tiered Competitive Interest Rates
- Account Limitations: Limited to 6 withdrawals per month, ATM/Debit Cards are not accessible on this account
- Refer to Fee Schedule for product fees and charges
Business CDs
- Short-term CDs: 3-month Certificate of Deposit
- Medium-term CDs: 6 to 18-month Certificate of Deposits
- Long-term CDs: 24-month or longer Certificate of Deposits
If you’d like to speak with a Citizens Bank associate regarding CD options, please contact us.
Business Lending
We offer a wide range of loans to fuel your business’s growth and future prosperity. Citizens Bank’s experienced and friendly lenders are always looking to meet the needs of business men and women in our community.
Stop by or call any of our locations today so we can help discuss what best suits you and your business. Citizens has the commercial bank accounts and business bank loans to help your business reach great heights!
Commercial Line of Credit
A commercial line of credit can allow for your business’s continued growth or to handle cash needs as they arise. Whether successfully fueling day-to-day operations with a line of credit, or requiring a more complex financing solution to meet long-term goals, Citizens Bank has the financing solutions and the specialized expertise to meet your business or industry specific needs
Business Real Estate
Whether you are looking to purchase, construct, refinance, or take advantage of equity in an existing real estate investment, Citizens Bank offers several solutions which can help meet the needs of your business.
What are your real estate lending needs?
- Business owners or investors who are looking to
- purchase properties such as retail, office, or owner-occupied real estate
- finance construction or improvements of commercial property
- take advantage of existing equity in real estate
- Residential investors looking to purchase or improve residential land or multi-family housing
If any of the above apply to you, we have experienced and friendly lenders standing ready to assist you. To start the process, contact us at (615) 327-9787.
*All credit requests are subject to approval
Business Cards
To report a lost or stolen card, please:
- Call any of our convenient locations during bank business hours
- Contact (888) 438-5579 after bank business hours
If you’ve simply misplaced your card and would like to temporarily disable it, you can freeze your card within seconds.
Entrepreneur Banking
If you’ve found that your business has grown and isn’t stopping anytime soon, Citizens Bank has what you need to monitor and manage your cash flow. Experience what it’s like to quickly and easily pay bills, move money, and deposit checks.
We don’t just provide the software and hardware to manage your cash. We have the team and customer service to back it up.
Features
Positive Pay
Monitor issued checks to help mitigate check fraud.
Premium Alerts
Manage email and text alerts to keep updated on all account activity.
Mobile Banking
Transfer funds, pay bills, deposit checks, make positive pay decisions, and approve transactions – all on our mobile app.